Performance Car Insurance for "Active Drivers"
Do you love performance car? Do driving performance car gives you adrenaline rush? Or do you have your own performance car and love being an enthusiast driver? Then, you might want to purchase a performance car insurance. I have to say that performance car insurance is not cheap. Why? Because performance vehicles have more powerful engines than common vehicles which they can reach high speeds really quickly. This type of car tends to be involved in an accident.
The cost of performance car's repair is also higher than standard vehicle. The spare parts are higher spec and you may need specialist labour. Your performance car may attract thieves and vandalism often more than standard vehicle. And believe me, that is not cheap either. This is why you have to insure your performance car.
What kind of cover do I need?
Your cover can be arranged on the basis of third party, fire and theft (TPFT), comprehensive, or just third party with different degrees of protection. As most performance cars are expensive to buy or replace, policy holders want to benefit from the peace of mind that a comprehensive policy can bring.
Can I lower the cost of cover?
Yes, you can. You might want to learn these "tricks" :
- Reduce your mileage. It's odd but sadly true. The more miles you drive, the higher chance of you having an accident. The less you drive, the lower premium you will get.
- Compare Insurers. There's no harm comparing premium that insurers offer before making deal.
- Boost security features. Adding security device such as alarm or immobilizer means you have lowered the potential risk of your vehicle being stolen. Make sure you park your car in garage or driveway.
You may think you won't need performance car insurance as long as you drive carefully or park safely. However, no one can guarantee another driver do the same as you. Preparing won't hurt you.
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